Learn more about Uninsured Motorist Insurance for Hit and Run Accidents

The complications of any motor vehicle accident are greatly compounded when an involved driver leaves the scene of the accident. Did you know it is illegal to flee the scene of an accident if there is injury to either a person or to property? In Arizona, this is a crime.  Despite these laws, hit and run accidents in Tucson are common.  A driver will often leave the scene of an accident and that is where you can use uninsured motorist insurance for hit and run accidents.

What should you do after a hit-and-run accident?

Serious hit and run accidents involve serious and long-term injuries.  Hit-and-run accidents may involve a car hitting another, or a car striking a pedestrians or a bicyclist, resulting in wrongful death.  If you are in this unfortunate situation, try to get as much detail about the other vehicle as you can. This is not always possible since you injured and disoriented, and you might not have an idea of who hit you. In the event that you were conscious after the accident, try to identify the type, model, and color of the car.

One thing you should never do in a hit and run accident is to get in a car chase. You never know why the other vehicle is running away and if they are armed and dangerous. Consequently, if you violate any traffic laws, you will not be excused. That also applies if you get in a second accident, or hit someone else.

How can you proceed?

Rely on the aid of witnesses. You may be in shock to know what happened, but good witnesses can help identify the vehicle or the at-fault driver. If other drivers stop to check on you, ask them to stay at the scene of the accident until the police arrive and can record their account of the accident and their personal information.

How can I use my Uninsured Motorist Insurance for Hit and Run Accidents?

The next step is to file a claim with your own insurance company. To be covered for a hit and run accident, you need collision or uninsured motorist property damage coverage (uninsured motorist bodily injury if there are injuries). You will be subject to a deductible that you purchased when you took out the policy. If you don’t carry either of these coverages, then your insurance company will deny coverage.

Talk with your attorney. An experienced car accident lawyer can help you determine your best course of action–if it is pursuing the at-fault driver or trying to file a claim with your own insurance. You should immediately retain a Tucson uninsured motorist lawyer who is knowledgeable in hit and run accidents, wrongful death, and criminal restitution.  We can help you use your Uninsured Motorist Insurance for Hit and Run Accidents properly.  Your insurance premiums will not increase—it is against Arizona law to increase your insurance premiums when the accident was not your fault!