Sample Demand Letter for a Car Accident

February 5, 2015
Allstate Insurance Company
222 S. Mill Ave., Ste. 521
Tempe, AZ 85281

RE: Personal Injury Claim (Demand Letter Car Accident)
Our Client: Leanna Jones
Date of Loss: 1/19/12
Claim No.: 12-23423948

Dear Adjustor:

This is a formal demand and offer to settle regarding our client’s injuries and damages.  This demand is solely for the purpose of settlement negotiation and is not to be used or considered as an admission in trial or for any other purpose.

On January 19, 2012, Leanna Jones was leaving home after her appointment at Tucson Medical Center when she was struck by Danika Washington, your insured, at the parking lot of this facility.  Mrs. Jones had to undergo extensive medical care to treat for her injuries because she had undergone back surgery just a month prior to this accident. Mrs. Jones’ treating physicians had to verify that her surgery was not disrupted, and MRIs and physical therapy were ordered.

I have enclosed the medical records of her treatment, and the itemized billing statements incurred both before and after the motor vehicle accident of January 19, 2012.  Liability is not an issue.  The responsibility for the collision and the liability for the resulting damages lies totally with Danika Washington.

Leanna Jones  incurred property damage losses and personal injuries as a result of the negligence of the above-referenced party.  In light of the above, we are demanding your insured’s policy limits for the settlement of this case. We will provide 30 days in which to evaluate this claim.  I have opened an underinsured motorists claim with Mrs. Jones’ automobile insurance carrier given the amount of damages and medical specials in this case.

Lastly, please forward a certified copy of the declaration pages of all policies available to the claimant.  Please contact our office to discuss this matter once you have reviewed this demand.  We look forward to hearing from you.



Adolfo Lara
Attorney at Law

Enclosure: Documentation

WARNING-Failure to fairly, reasonably, individually and promptly investigate all available relevant information relative to claims and to promptly provide a reasonable explanation of the basis of coverage decisions, liability determinations and claims settlement decisions may constitute a violation of the UNFAIR CLAIM SETTLEMENT PRACTICES ACT, A.R.S. § 20-461, and subject insurer to scrutiny by the Arizona Department of Insurance.

File: demand letter car accident